Experience the CHUBB Difference!
High-Value Home Insurance
Discover specialized insurance solutions for high-value homes with Davis Commercial Services. This page offers insights into comprehensive coverage options tailored for luxury properties, including protection for unique and high-value assets, customized coverage plans, and personalized risk assessments. Learn how to safeguard your valuable investments with policies designed to meet the distinct needs of high-net-worth homeowners.
We have a plan for your every situation
We’ll replace the details that make your house a home and more:
• Cash settlement up to your policy limit if you choose not to rebuild after a covered total loss
• Temporary living arrangements at a similar home in your school district if available or suitable hotel during repairs
• Coverage for water backup from interior sewers and drains
We protect any size boat, from small runabout to mega yacht:
• Ability to opt in for higher limits on key coverages, including unlimited defense costs
• Protection available for gradual or sudden loss, including mechanical breakdown
• Replacement cost for boats three years or newer, and towing limits equal to your hull limit
We insist on the highest repair standards to keep you safe on the road:
• Original equipment parts and procedures to ensure safety systems perform as designed
• Our certified collision repair experts ensure proper repairs
• Expertise in repairing high-end and classic cars
Regardless of where you live, protect your home from flooding:
• Up to $15 million in total property coverage for your home—exceeding the National Flood Insurance Program’s (NFIP’s) coverage
• Coverage for contents in basement, additional living expenses, and rebuilding to code
Protect your fine art, jewelry, wine, or collectibles with itemized coverage:
• Protection for individual pieces and collections on loan, in storage, or in transit
• Automatic coverage for newly acquired items
• Appraisals only needed for jewelry valued over $100,000 and fine art over $250,000
Protect yourself while traveling for business or pleasure, worldwide:
• 24/7 assistance with emergency transport, including evacuation due to medical needs or political turmoil
• Excess coverage for medical expenses incurred in the U.S. or abroad
• Option for trip cancellation/interruption and event ticket coverage
Make sure you’re fully protected if the unexpected occurs:
• Worldwide excess liability coverage up to $100 million
• Liability protection for you and your family from situations such as lawsuits involving accusations of libel, slander, or bodily injury
• Protection up to $10 million for accidents that occur with an uninsured or underinsured driver
Insure your online world to protect against cyber risks:
• Coverage for ransomware, account theft, cyberbullying, online breach of privacy, and more
• Access to resources for you and your family to emotionally recover from a cyberattack or identity theft
• Guidance on online best practices to help prevent problems expenses, and rebuilding to code
View this brief video from Chubb to hear how the claims experience goes above and beyond to make clients whole again.
Jerry G and his wife Jennifer lost their home on Dec. 4th 2017 in the Thomas Fire, a 281,000 acre fire in southern California.
Chubb helped them recover every step of the way.
Below are just some of the additional personalized services Chubb offers to high value homeowners:
List of Services
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Risk ConsultingList Item 1
We provide an in-home assessment to ensure an accurate replacement cost, note your home’s distinctive features, and provide suggestions on protecting your home, including infrared scans to identify hot or cold spots using our HomeScan technology.
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In-House Valuables SpecialistsList Item 2
Clients who insure their valuables have access to consultative services from Chubb’s Fine Art, Jewelry, and Collections Specialists, each with extensive academic training and industry experience.
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Identity Management ServicesList Item 3
If your identity is compromised, our vendor will assign a dedicated fraud specialist to see you through every stage of the crisis.
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Wildfire Defense Services (available in select states)4 Write a description for this list item and include information that will interest site visitors. For example, you may want to describe a team member's experience, what makes a product special, or a unique service that you offer.
List Item 4 -
Chubb Trusted Service Network
We provide access to a network of trusted service experts. Whether it’s for a claim, home renovation or maintenance project, or a collection, we can help you find the services you need.
About Chubb:
Chubb is the world’s largest publicly traded P&C insurance company and a leading commercial lines insurer in the U.S. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. We combine the precision of craftsmanship with decades of experience to conceive, craft and deliver the very best insurance coverage and service to individuals and families, and businesses of all sizes.